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Mandatory long term care insurance?

June 11, 2007

It’s fair to say that there’s probably no appetite for yet another health insurance mandate in Massachusetts right now.  (The individual mandate for health insurance kicks in July 1.)  Nevertheless, State Sen. Richard Moore is sponsoring a bill that would make the purchase of long term care insurance mandatory.  Have a listen to Martha Bebinger’s WBUR story on the subject.

To be fair, I don’t think Sen. Moore expects this proposal to move right now; he and others are trying to get ahead of the baby boomers so that we don’t bankrupt the public fisc.  He rightly notes that if long term care insurance policies were more widely held, the individual premium levels would come down. 

Discussion of mandates is all the rage these days on the national stage as well.  For the other side of the story, check out Bob Laszewski’s post on the mandate myth.

Keep an eye on this issue — it will be back.

Update 6/13/07: Georgetown’s Long Term Care Financing Project offers a wealth of information on this topic.  Its most recent report, Long Term Care Finacing: Options for the Future, is a worthwhile read, and frames the case for a public-private partnership to finance long-term care.  (TOH to the Kaiser Network’s Daily Health Policy Report.) 

— David Harlow

Filed Under: Health care policy, Health Law, Massachusetts, Medicaid, Medicare, Universal Health Care

you might also like:

  1. In Massachusetts universal health care skirmishes, Moore wants more; calls DHCFP thresholds for employer contributions inadequate

  2. Health insurance mandates: Geez, good thing Obama isn't pushing them, 'cause he'd get tied up in litigation for forever

  3. Massachusetts health care payment plan gets renewed attention: Global payments to replace fee for service?

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Trackbacks

  1. Long Term Care Insurance says:
    July 5, 2007 at 3:42 am

    * Massachusetts – Long Term Care Insurance A Must? No Way, Jose!

    Ah, that wacky state of Massachusetts. First it requires all its residents to get health insurance, and now Senator Richard Moore wants to do same for long term care insurance! Can a stroke of a pen solve the looming LTC problem? Can a state real…

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